rent-£550 per month for a small 2 bed room house with back garden

utilities-£50 per month for gas £40 per month for electric £25 per month for water

transportation- £40 per month for bus pass

food-£150 per month

we are a family consisting of 2 adults and a 4 month old baby. the baby adds £50-60 per month to the food, £10 per month to the gas and £5 per month to the electric.

sample monthly expenses

mortgage = £1400 for a 4 bedroom detached house

food = £400

utilities = £350, including telephone, water, council tax, tv license, etc.

childcare = £750 per child

entertainment = £200, for going out roughly 4 x per month

insurances = £150