Rent CHF 3200 /month - for 3 bedroom apartment with private garden and lock-up garage. In a small block with only 4 apartments.

Food for family of 3: approx CHF 1200 /month

Healthcare: Medical insurance is very expensive (and compulsory). For 2 adults and child of 8, we pay CHF 800/month and this includes an annual excess on each person (CHF 1500 for adults and CHF 300 for child).

Box of cigarettes: CHF 6.50

1 litre of milk: CHF 2.80

Cheese sandwich from work cafeteria: CHF 7

Esspresso CHF 4

mortgage. 8'000.-- per month for an interest only loan
healh insurance (family of 4) 1'000
electricity, water and heating 1'000
car's and petrol 2'400
food 1'400
restaurants 1'000
cinema and culture 400
sports 400
scholl fees 4'000
cleaning and maintenance 2'400
clothes and accessories 2'000

so 24'000 per month before any nice extras such as weekends away, second homes holidays etc...