-home equity loan: about $1000 a month for a 4 BR, 3 bath house on about 5 acres in the country

-electricity: on the budget plan, $188 per month

-food: Varies, of course, but approx. $500 per month

Clothes: I am retired, and I would estimate approx. $50 a month, as I don't buy many clothes
Gas: I am retired, so I only fill up the car about twice a month, so it's only about $100 a month, but my husband works in Harrisburg, and he probably spends about $400 per month