Mortgage - $1003.00/month, 2 bed. 2 bath, 1350 sqft, (tax & insurance included)

Electric - $80-250/month (seasonally),

Water - $60

Phone/internet - $80

Garbage - $35

Commute - 7.5 miles each way motorcycle - $20/month

Food: milk $3.50/gallon, ground beef $2-3/pound, eggs $2.00/dozen

Hospital bills, after insurane (80-20% plan), one baby - $5000.00

Income... about $20 less than that each month.