Mortage - 15yrs $1000/month for a 4 bedroom 2.5 bath with approximately 2100 square ft, estimated sell value $225,000 - assessed value $180,000, takes are almost $500/month, electricity $135/month - fuel oil 700 gallons per year at the prevailing price - currently $4/gal. Groceries are approximately $200/week for a family of four. Gas prices are consistently above the national average.