Rent (1000sq ft, central, one bedroom, terrace and open living / kitchen) HKD20

utilities per month HKD600

Health care - doctors visit HKD250-2,500

Weekly shop (milk, butter bread, qarter chicken, 2 steaks, dozen eggs, rice, vegetables, water) HKD700

Transport - cab'sa re very inexpenive as are buses distances are relatovely close - average weekly spend if you walk practically nowhere and go to the beach by cab on weekends - HKD300

recreation - beer about HKD10, in bars drinks are about HKD80 each, boys spend more money on booze as girls here rarely pay for drinks. sports are many and varied - you can book one hour of wakeboarding for HKD700, sailing through a club is about HKD500 for the day, tennis courts can be booked from the government for a bout HKD100 per hour. hiking is free!

Rent for 2 bedroom near MTR (subway) station,approx 700 sq ft - US$1600 per month

Utilities electricity, water, etc - US $200 per month

Food, not include eating out - US $400 per month

Transportation, mainly by MTR - US $150 per month

Movie for 2 - US$60 per month

Restaurant for 2 - US$500 per month

Mortgage HK$51,000.00

Pension & Medical HK$9,000.00

Petrol HK$7,000.00

Toll Fees HK$4,000.00

Utilities HK$10,000.00

Life Insurance HK$2,400.00

School Fees Saving HK$5,600.00

Car Loan HK$3,500

Domestic Helpers HK$5,000

Savings JF HK$5,000.0

David Expenses HK$4,000.00

Groceries HK$20,000.00

Club HK$5,000.00

Govt. Rates & Rent HK$3,300.00

Telephone HK$1,200.00

Internet & Computer HK$300.00

Childrens' Activities HK$3,000.00

Tax Credit HK$40,000.00