Utilities: Electricity & Gas - $175 month, Water & Sewer - $40 month

Fuel: CAD 0.90/liter

Healthcare: Built into federal income taxes

Auto Insurance: $900-$1200 per year per vehicle. Nominal $2M 3rd party, $300 deductible, no-fault.

Increases if bad accident history

House Insurance: $800 per annum on $350k house assessed value plus contents.

Food: $1000-1200 month for family of 5 including 3 teenage boys

University: Tuition $4000 per annum. Residence estimated at $7000 per annum

Municipal taxes: $4800 per year based on $350k assessed property value

These costs are correct... perfect range and numbers given...

Transcona - Mortgage varies but can be from $00 to $1,000 per month. I was paying $450. Rent can be high at over $1,000 per month. Electrity/natural gas costs are around $150 per month. Food costs around $200 per month. Entertainement - Cable TV and internet is around $100 per month. Phone around $50 per month. Gas for car from $50 to $100 per month. Car insurance is $100 per month. House Insurance is around $650 per year.