Housing--$5900 mortgage/taxes for 3600 ft2 4 BR, 2.2 BA home with pool on 2 acres 50 mi north of NYC

Utilities-Electric $258/mo, Oil (heat)--$5000/yr, propane (pool heater, gas stove)-$1000/yr

Food (family of 4) dining in and out $1000-1200

Transportation--Gas (Regular) ~$2/gallon, train to city $14 each wayX10 trips/weekX4.3 weeks/mo=$600. Parking--$3.25/day at train station.